Want to improve your credit score, but not sure how? A few small actions can make a big difference. And, Credit+ in digital banking can give you a personalized plan for moving forward.
I’m proud to share that RCU is ranked as one of the top corporate philanthropists by the San Francisco Business Times, alongside major brands like Salesforce, Google, and Oracle. This reflects how your membership supports local nonprofits and creates brighter opportunities in our communities.
When money is tight, every little bit helps. Earn more by taking advantage of RCU’s great rates on certificates (up to 4.20% APY). And right now, flexible features like the one-time rate bump-up or add funds option are free.1
Use your RCU Visa® on 10/15 to help our communities
Start your holiday shopping and celebrate International Credit Union Day.® Use your RCU credit or debit card on October 15, and RCU will donate $0.25 from every transaction2 to organizations that help people achieve housing stability and independence.
It’s easy to pay your RCU loans from other bank accounts
If you want to make payments on your RCU loan from a non-RCU account but don’t know how, we’ve got a simple step-by-step guide. The first step? Linking your account in digital banking.
Scammers can send emails that look like they’re from people you trust. That includes administrators, educators, and staff from schools and colleges. Whether you’re a parent, grandparent, or a student, you’ve got to be vigilant, especially when money is involved. Learn more.
Redwood Credit Union 3033 Cleveland Ave Santa Rosa, CA, 95403 1 (800) 479-7928 Redwoodcu.org
1Promotion valid through October 31, 2026. Free one-time optional rate bump-up feature and add-on feature must be requested at account opening. Options are only available for a limited time and are available on all savings certificates and savings IRA accounts. For the one-time optional rate feature, you may request a rate increase equal to RCU’s current rates for the same product and term as of the date of request. For the add-on feature, deposits must be $500.00 or more and can be completed at any time during the certificate term. Both features will not carry over to the renewed product unless you request the feature(s) at renewal and are available.
2RCU will donate $0.25 to local nonprofits in Sonoma, Napa, Marin, Lake, Mendocino and San Francisco counties for each card transaction performed by RCU Members. Program details are effective 10/15/26 and are subject to change. Purchases with an RCU card are not tax deductible. Visa debit and credit card purchases only. ATM transactions, merchandise returns, and cash advances are excluded.
3Rates effective October 1, 2026. All rates, yields, terms, and special offers subject to change. APY = Annual Percentage Yield. Certificate yields assume dividends remain in account until maturity, penalty imposed for early withdrawal. Fees may reduce earnings. To open, obtain, and maintain the advertised rate for the certificate, you must have a $1,000 deposit and an active checking account at RCU. Active checking is defined as a checking account having three or more transactions per month (excluding 24-Hour Telephone Teller, fee or dividend posting transactions).
4Rates effective October 1, 2026. All rates, yields, terms, and special offers subject to change. Certain restrictions apply. APY = Annual Percentage Yield. APY is variable rate. Minimum balance of $2,500 to earn dividends and (1) an active checking account at RCU. To be considered active, checking account must have a minimum of 3 transactions per month (excluding 24-Hour Telephone Teller, fee or dividend posting transactions); (2) a minimum monthly digital deposit of $500 or more into account. Digital deposit is defined as a deposit made via ACH, mobile deposit, ATM, or wire; (3) an active credit card at RCU. To be considered active, credit card must be in good standing and have a minimum monthly activity 10 transactions or $500 or more in advances; and (4) an open loan at RCU in good standing, an investment account through Redwood Wealth Management with a minimum balance of $5,000 or more, or an active property and casualty insurance policy through RCU Insurance Services. Fees may reduce earnings. Minimum balance of $500,000.00 to earn the advertised APY.
5Rates effective October 1, 2026, and are subject to change without notice. Certain restrictions may apply. New autos are defined as vehicles with less than 1,000 miles and may be financed up to 125% MSRP, depending on credit history. Used autos may be 10 years old or newer and may be financed up to 125% KBB value, for autos 11-15 years old may be financed up 110% KBB value depending on credit history and collateral condition. Payment sample: 60 mo. term per $1,000 borrowed: $18.59 at 4.99% APR. 36-month term only applies to purchases, refinanced loans excluded.
6Rates effective October 1, 2026. All rates, terms, and special offers subject to change. Cash advance transactions and balance transfers are excluded from earning points. A foreign transaction fee of 1% applies to each transaction made in foreign currency and converted to U.S. dollars. Certain restrictions apply.
Federally insured by NCUA.
If you no longer wish to receive these emails, please click on the following link:
Update Profile
