3 money moves to make right now

Redwood Credit Union
3033 Cleveland Ave
Santa Rosa, CA, 95403
1 (800) 479-7928
Redwoodcu.org

^*Early Pay may provide access to eligible direct deposits up to two days before the pay day established by the income provider. Direct deposit must be established by the Member and approved by Member’s income provider. Eligible deposits include payroll, government or state benefits and pensions, and military pay. Person to person payments, international payments, business corporate credits, or other payment types are not eligible. Service is provided solely as a Member benefit and is not guaranteed. Certain restrictions may apply.

¹Rates effective April 1, 2026. All rates, yields, terms, and special offers subject to change. Certain restrictions apply. APY = Annual Percentage Yield. APY is variable rate. Minimum balance of $2,500 to earn dividends and (1) an active checking account at RCU. To be considered active, checking account must have a minimum of 3 transactions per month (excluding 24-Hour Telephone Teller, fee or dividend posting transactions); (2) a minimum monthly digital deposit of $500 or more into account. Digital deposit is defined as a deposit made via ACH, mobile deposit, ATM, or wire; (3) an active credit card at RCU. To be considered active, credit card must be in good standing and have a minimum monthly activity 10 transactions or $500 or more in advances; and (4) an open loan at RCU in good standing, an investment account through Redwood Wealth Management with a minimum balance of $5,000 or more, or an active property and casualty insurance policy through RCU Insurance Services. Fees may reduce earnings. Minimum balance of $500,000.00 to earn the advertised APY.

²Rates effective April 1, 2026 and are subject to change without notice. Certain restrictions may apply. Discounted refinance rates available for purchases and refinances of existing loans from another financial institution. New autos are defined as vehicles with less than 1,000 miles and may be financed up to 125% MSRP, depending on credit history. Used autos may be 10 years old or newer and may be financed up to 125% KBB value, for autos 11-15 years old may be financed up 110% KBB value depending on credit history and collateral condition. Payment sample: 60 mo. term per $1,000 borrowed: $18.59 at 4.99% APR. 36 month term only applies to purchases, refinanced loans excluded.

³Rates effective April 1, 2026. All rates, terms, and special offers subject to change. Cash advance transactions and balance transfers are excluded from earning points. A foreign transaction fee of 1% applies to each transaction made in foreign currency and converted to U.S. dollars. Certain restrictions apply.

Federally insured by NCUA.